Retire & Live Purposefully
The Values Compass
Find out what actually matters to you, in 5 steps and 15 minutes.
"
They built a life that made sense to everyone watching and never checked whether it made sense to them.
~ Dr. Yoendry Torres
Why This Matters
You ran the numbers. Maybe you hit your number, maybe you're close. And it still doesn't feel like enough.
That's usually not a math problem. It's a values problem: a whole financial life built around what should matter, without ever writing down what actually does.
The Values Compass is a free worksheet that walks you through five steps: identify the values that are true for you, not the ones that sound good, rank them, check them against how you're actually spending your time and money, close the gaps with real deadlines, and anchor the list so it guides your next decision, retiring, changing careers, or just how you spend a Saturday.
What's inside
- A values list across four areas of life: relationships, work, play, and health
- A ranking exercise that narrows a long list down to the five values that matter most
- A gap check between what you value and how you're actually living
- An action-and-deadline table so each gap turns into something specific, not just an idea
- A simple way to keep using this list as the filter for what comes next
Who this is for
Anyone at or near their FIRE number, still working or newly retired, who's done everything right on paper and still doesn't feel settled. Especially useful before a big decision, retiring, leaving a job, a move, where you want something more solid than a gut feeling to check it against.
Who wrote this
Dr. Yoendry Torres, a licensed clinical psychologist and founder of PurposefulFire. This worksheet is a self-reflection tool, not a clinical instrument, and it isn't therapy or financial advice.
Ready to find out what actually matters to you?
Join a growing community of people seeking purpose in retirement.
© 2026 Purposeful FIRE LLC. Dr. Yoendry Torres, Psy.D., is a licensed clinical psychologist. This worksheet is an educational self-reflection aid, not a clinical instrument, not psychotherapy, and not financial, legal, or investment advice. Completing it does not create a psychologist-patient relationship.
